It offers an impressive 5% cash back on all Amazon and Whole Foods purchases, as well as 2% back at restaurants, gas stations and drugstores and 1% back on all other purchases.
Applying for and maintaining consumer credit accounts is an important financial decision, with lasting consequences, and requires thought, planning and comparison shopping for the offer that best suits your personal situation.
If there are not enough points to pay for the full purchase and there is a balance to be paid, you could either then use gift cards to pay the remainder or simply use your amazon credit card to pay.